Tulisan ini bermula dari sebuah jawaban thread di Quora yang cukup menggelitik pikiran (bisa cek di sini). Intinya si Quoran memaparkan bahwa “prinsip hidup mandiri” itu ternyata bisa membuat kita menjadi lebih miskin. Loh, kok bisa? Misalkan satu keluarga memiliki aset sebuah rumah dan pekarangan. Mereka punya tiga anak. Saat anak2nya besar, dengan dorongan “prinsip… Continue reading Konsep ‘Collective Wealth’ untuk ‘Sandwich Generation’
Category: Works
Tentang KPR (Kredit Puyeng Rekoso) :D
Langsung saja nih ya, saya mau cerita tentang pengalaman melunasi (sebagian) utang KPR di salah satu bank BUMN. Sebelumnya saya mengambil KPR sebuah rumah sederhana LB 36/LT 75 di perumahan pinggiran Kota Malang, Jawa Timur. Harganya murah, hanya Rp 261.500.000. Pemikiran saya KPR sebagai salah satu instrumen investasi saja, bukan rumah untuk benar-benar ditinggali. Alhasil,… Continue reading Tentang KPR (Kredit Puyeng Rekoso) đ
Jendela Masa Depan
This piece has been posted on LinkAja Official Medium Account, check it out here! âNak, itu namanya uang…â Si Ibu menatap bocah SD di depannya setengah geli. âUang kok kayak gini, Bu?â tukas si bocah yang ternyata bernama Rayhan. âUang kan yang ada di HP Bu.â Lalu si bocah menyodorkan smartphone-nya. Tampilan layar menunjukkan… Continue reading Jendela Masa Depan
Kontrak Rumah vs Kredit Rumah, Untung Mana?
Meskipun sudah menikah dan punya anak, saat ini saya masih mengontrak rumah. Suami saya anti-riba, gak mau KPR, pantang beli rumah kalau dana tunai-nya belum cukup. Saya pun bukan orang yang suka punya utang, kalau bisa bayar tunai kenapa harus nyicil? Bikin tidur gak tenang. Tapi kalau soal KPR saya gak anti-anti banget sih, karena… Continue reading Kontrak Rumah vs Kredit Rumah, Untung Mana?
“Kerja, Kerja, Kerja. Uang Akan Datang dengan Sendirinya.”
Judul di atas adalah sepenggal quote yang pernah saya dengar dari Azrul Ananda, mantan CEO Jawa Pos Group yang juga “putra mahkota” kerajaan bisnis bapaknya, Dahlan Iskan. Kalimatnya menggelitik, seolah menampar kita2 para kuli keringat yang bekerja demi sesuap Hokkaido cheese tart dan selembar tiket PP keliling Eropa. Kalau gak buat cari duit, buat apa… Continue reading “Kerja, Kerja, Kerja. Uang Akan Datang dengan Sendirinya.”
Academic Entrepreneur: Can Entrepreneurship Be Taught?
This post is a copy of my article on Fair Observer. The original post can be seen here:Â http://www.fairobserver.com/business/can-entrepreneurship-be-taught-31016/Â Studying at university provides students with the necessary tools to become an entrepreneur and overcome common startup problems. There has always been a fierce debate of whether entrepreneurship can be taught or not, and if an entrepreneur… Continue reading Academic Entrepreneur: Can Entrepreneurship Be Taught?
[Repost] Land Mafia Fire Game Lights Up Indonesia
(This article was published on Fair Observer at 11 November 2015, co-authored by Fikar and me) The seriousness of the Indonesian forest fires can no longer be ignored. As 40 million people gasp for breath and tens of thousands of hectares of forest are on fire in Indonesia, the world continues to revolve like nothing dangerous… Continue reading [Repost] Land Mafia Fire Game Lights Up Indonesia
Innovators, Customers and Things Between
Six months ago, in the beginning of Michaelmas term, my housemate once commented when I told him that I study Entrepreneurship and Innovation. âInnovation? What are you studying about? Something likeâhow to innovate?â I just laughed to that sarcasm, though deep down, yes, it got me thinking. Heâs studying Finance, something very clear and concrete… Continue reading Innovators, Customers and Things Between
Coffee, Dreams and Global Start-Ups
I just read an interesting article on last week’s The Economist, and tingled by this idea of how disruptive start-ups like Uber, AirBnB, and Amazon Cloud Drive reinvented not only how the business works, but also how the company made. Today there is this start up’s privilege: “go global without being big themselves”. As a small entrepreneur, you… Continue reading Coffee, Dreams and Global Start-Ups
The Expense of ‘Being Nice’ in the Workplace
Everybody loves nice people. Nice people won’t hurt you. Nice people will always help you. Nice people can even be the vehicle you use when you need to go further. Oh and everybody likes to be liked. Even before Facebook invented the ‘Like’ button and utilised this as psychological tool to deepen its users engagement. And it is so understandable… Continue reading The Expense of ‘Being Nice’ in the Workplace