Konsep ‘Collective Wealth’ untuk ‘Sandwich Generation’

Tulisan ini bermula dari sebuah jawaban thread di Quora yang cukup menggelitik pikiran (bisa cek di sini). Intinya si Quoran memaparkan bahwa “prinsip hidup mandiri” itu ternyata bisa membuat kita menjadi lebih miskin. Loh, kok bisa? Misalkan satu keluarga memiliki aset sebuah rumah dan pekarangan. Mereka punya tiga anak. Saat anak2nya besar, dengan dorongan “prinsip… Continue reading Konsep ‘Collective Wealth’ untuk ‘Sandwich Generation’

Tentang KPR (Kredit Puyeng Rekoso) :D

Langsung saja nih ya, saya mau cerita tentang pengalaman melunasi (sebagian) utang KPR di salah satu bank BUMN. Sebelumnya saya mengambil KPR sebuah rumah sederhana LB 36/LT 75 di perumahan pinggiran Kota Malang, Jawa Timur. Harganya murah, hanya Rp 261.500.000. Pemikiran saya KPR sebagai salah satu instrumen investasi saja, bukan rumah untuk benar-benar ditinggali. Alhasil,… Continue reading Tentang KPR (Kredit Puyeng Rekoso) ūüėÄ

Kontrak Rumah vs Kredit Rumah, Untung Mana?

Sumbe: https://www.finansialku.com/wp-content/uploads/2017/06/Mengenal-KPR-Rumah-dan-Bunga-KPR-di-Indonesia-Serta-Informasi-Mengenai-Kredit-Pemilikan-Rumah-02-Finansialku.jpg

Meskipun sudah menikah dan punya anak, saat ini saya masih mengontrak rumah. Suami saya anti-riba, gak mau KPR, pantang beli rumah kalau dana tunai-nya belum cukup. Saya pun bukan orang yang suka punya utang, kalau bisa bayar tunai kenapa harus nyicil? Bikin tidur gak tenang. Tapi kalau soal KPR saya gak anti-anti banget sih, karena… Continue reading Kontrak Rumah vs Kredit Rumah, Untung Mana?

Academic Entrepreneur: Can Entrepreneurship Be Taught?

This post is a copy of my article on Fair Observer. The original post can be seen here:¬†http://www.fairobserver.com/business/can-entrepreneurship-be-taught-31016/¬† Studying at university provides students with the necessary tools to become an entrepreneur and overcome common startup problems. There has always been a fierce debate of whether entrepreneurship can be taught or not, and if an entrepreneur… Continue reading Academic Entrepreneur: Can Entrepreneurship Be Taught?

Innovators, Customers and Things Between

Six months ago, in the beginning of Michaelmas term, my housemate once commented when I told him that I study Entrepreneurship and Innovation. ‚ÄúInnovation? What are you studying about? Something like‚ÄĒhow to innovate?‚ÄĚ I just laughed to that sarcasm, though deep down, yes, it got me thinking. He‚Äôs studying Finance, something very clear and concrete… Continue reading Innovators, Customers and Things Between

Coffee, Dreams and Global Start-Ups

The Unicorn Club

I just read an interesting article¬†on last week’s The Economist, and tingled by this idea of how disruptive start-ups¬†like Uber, AirBnB, and Amazon Cloud Drive reinvented¬†not only how the business works, but also how the company made. Today there is this start up’s privilege: “go global without being big themselves”. As a small entrepreneur, you… Continue reading Coffee, Dreams and Global Start-Ups

The Expense of ‘Being Nice’ in the Workplace

That typical nice guy: always smile and ready to help

Everybody loves nice people. Nice people won’t hurt you. Nice people will always help you. Nice people can even be the vehicle you use when you need to go further. Oh and everybody¬†likes to be liked. Even before Facebook¬†invented¬†the ‘Like’ button and utilised this as psychological¬†tool to deepen its users engagement. And¬†it is so understandable… Continue reading The Expense of ‘Being Nice’ in the Workplace

7 Nostalgic Websites that Bring Back your Teenage Memories

Voila!

Time flies, so does technology. From the era of Netscape until Chrome, from mIRC until WhatsApp, internet does drastically evolve. Ten years ago we can still find many choices for the same service provided on Internet. However, it’s undeniable that¬†most of Internet service we find now are provided and owned by these two companies: Google… Continue reading 7 Nostalgic Websites that Bring Back your Teenage Memories

That Marriage Between Business and Society

What comes to your mind when you hear those words of ‘social business’, ‘corporate social responsibility’, or any other noble things that seem too idealistic to do? The middle line between business and social charity?The marriage between capitalism and socialism? Since CSR term coined years ago, it suddenly became such a ‘happening trend’. Corporations started… Continue reading That Marriage Between Business and Society

Antara Akademisi dan Praktisi

a dream to study abroad

“Ya mungkin itu yang terbaik, kamu ditakdirkan untuk menjadi orang profesional.” Begitu SMS dari Bapak saat saya kabari tentang kegagalan dalam seleksi awal beasiswa ADS. Sejujurnya saya juga enggak terlalu berharap untuk langsung memperoleh beasiswa dalam usaha pertama mencoba–I’m pretty sure that it’s gonna be difficult. Apalagi full scholarship dari pemerintah negara yang sudah populer,… Continue reading Antara Akademisi dan Praktisi